<STYLE TYPE-"type/css">
<!--
BODY {background: #FFFFFF}
TD {font-size: 10pt; font-family: Arial, Times New Roman, sans-serif; color: #000000}
A:link {font-size: 10pt; font-family: Arial, Times New Roman, sans-serif; text-decoration: underline; color: #000000}
A:visited {font-size: 10pt; font-family: Arial, Times New Roman, sans-serif; text-decoration: underline; color: #000000}
A:hover {font-size: 10pt; font-family: Arial, Times New Roman, sans-serif; text-decoration: underline; color: #000000}
.heading {font-size: 14pt; font-weight: bold; font-family: Palatino, Times New Roman, sans-serif; color: #000000}
.text {font-size: 10pt; font-family: Arial, Times New Roman, sans-serif; color: #000000}
.footer {font-size: 8pt; font-family: Arial, Times New Roman, sans-serif; color: #000000}
-->
</STYLE>